Our customers have shared with us their feedback on certain features of the Motor policies that are a source of stress for them. Generally, these cause undue stress at the time of loss because in many cases, our customers feel blindsided when a claim occurs. Below are some points that we hope we can help you to understand so that you can ask the right questions when effecting a motor policy…
When buying motor insurance, did you know that both the vehicle and the drivers need to be covered?
Who are the authorized drivers?
These days, flash flooding can happen anywhere – at a mall, main road or on a hill – and your vehicle could be at risk.
Ask our reps more about it. Even if you decide not to buy the coverage at least you know what your options are…
You should if you need your vehicle to get to work, drop off and pick up the kids or have an active social life!
If you need your vehicle, you need this coverage. It’s that simple.
We understand the confusion… It’s really meant to ensure that claims are made for the major damages that you probably wouldn’t be able to pay under normal circumstances.
Ask our reps about your Excess payments and be sure you understand what yours would be.
Beacon makes every effort to inform you of the Excesses when you start your policy. Information about your Excesses is included in your policy documents however, feel free to call us for further details.
What is it?
How do I choose a limit?
How much do I pay?
Does this affect my NCD?