This policy covers loss of or damage to the property insured by any accident or misfortune including fire and theft, subject to specific exclusions on the policy.

Property Insured may include:

• Jewellery and other Personal Items for example “Cameras”

Coverage for these items can be at the insured’s premises, anywhere in Trinidad and Tobago or worldwide.

Beacon’s underwriting consideration(s): A full description of the items to be insured including individual values together with copies of recent receipts and valuations must be provided. A proposal form must be completed and the policy is subject to an excess.